Guides
Editor
Rais Rafikov
Founder, Listyco
Rais Rafikov is the founder of Listyco and has led marketing and technology for luxury real-estate sales teams on the Costa del Sol. He writes about Marbella-area property, Spanish tax and the mechanics of buying internationally, working from primary sources and verified market data.
Rais writes the Listyco journal, an English-language library on Costa del Sol and Spanish property built to be accurate, dated and citable. Every figure is traced to a named primary source.
Articles by Rais
Guides
Non-Resident Mortgages in Spain 2026: How Much Can a Foreigner Borrow?
· 10 min read
Areas
Estepona and the New Golden Mile: The Costa del Sol's Fastest-Rising Market in 2026
· 10 min read
Guides
The 100% Tax on Non-EU Buyers in Spain: What's Actually True in 2026
· 10 min read
Guides
Spain's Golden Visa in 2026: It's Gone. Here's What Replaced It
· 8 min read